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Banks can help you with IFSC Code API's IFSC Code method. Bank IFSC Code is a service that allows users to obtain IFSC codes and details at any Indian bank branch. The database consists of many banks and lakhs of branches. The Bank IFSC Code API enables developers to access IFSC codes, mic codes, branch codes and other details databases.

Unfortunately, the programmable Web no longer records this API. Usually, this happens when the API provider informs us that the API has been shut down. The good news is that we remember which category it was! Browse to one of the related categories or try to search for new APIs.


What is IFSC Code?

The Indian Financial System Code (IFSC Code) is an alphanumeric code that uniquely identifies a bank-branch participating in two main electronic funds settlement systems in India: Real-Time Gross Settlement (RTGS) and National Electronic Fund Transfer (NEFT) System. It is an 11 character code with the first four alphabetic characters representing the bank's name, and the last six characters (usually numeric, but can represent a branch). The fifth character is 0 (zero) and reserved for future use IFSC code is used by NEFT, RTGS and IMPS systems to send messages to the destination banks/branches.

IMPS (Instant Payment Service)

IMPS (Instant Payment Service) from any IFSC code bank helps you to access your bank account and transfer money quickly and safely. Money can be sent using net banking on an Internet-powered laptop or PC. When a fund transfer is requested on your behalf, the beneficiary account is immediately credited. IMPS service is available 24x7 throughout the year including Sundays and bank holidays. The IMPS service can be used to transfer funds anytime, anywhere.

What NEFT?

National Electronic Funds Transfer (NEFT) is a nationwide payment system that facilitates one-to-one fund transfer. Under this scheme, individuals can transfer funds from any bank branch to any person with any other bank branch in the country participating in the scheme.

What is RTGS (Real Time Gross Settlement)?

The acronym 'RTGS' stands for Real-Time Gross Settlement, which can be defined as the continuous (real-time) settlement of funds individually based on the order basis (without netting). Processing 'real-time' means the processing of instructions rather than the time when they are received at some later time. 'Gross settlement' means that money transfer instructions are disposed of individually (an instruction based on the instruction On). Considering that money is settled in the books of the Reserve Bank of India, payments are final and irrevocable.

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